Attention homeowners in Sitka and Sitka County: Need an appraisal?

The top reasons AK homeowners order from Horan & Company, LLC.:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To cut their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a AK divorce, when real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Sitka county or AK

Need help determining the price of your house in or near Sitka, AK?
Contact Horan & Company, LLC..

We at Horan & Company, LLC. understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Horan & Company, LLC., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Horan & Company, LLC., we're experienced in helping homeowners just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from Horan & Company, LLC. is your best weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be unsuitable from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Horan & Company, LLC. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.